The end of your high school years is an exciting time. Many opportunities
for higher education are available to you: four-year college, two-year college or community college, vocational or technical school. You will face the challenge of choosing the appropriate school and the challenge of managing the cost of your education. To pay for this education, you may need to apply for financial aid. Educational loans are part of financial aid.

BE A WISE BORROWER  was written to help you begin to understand the different aspects of borrowing educational loans. It covers a variety of topics:

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Read this booklet carefully. Remember that loans require repayment, which will be your responsibility (not your parents'). If your are satisfied that a school meets your educational and personal needs, a loan can be a good investment. Borrow with confidence, but borrow wisely!

BORROW WISELY + REPAY YOUR STUDENT LOANS
= THE START OF A BRIGHT FUTURE!
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Developed by the Loan Counseling Task Force of ASA and sponsored by NELLIE MAE

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About Nellie Mae

Nellie Mae -- Located in Braintree, Massachusetts -- is the largest nonprofit provider of student and parent education loan funds in the country.

We work nationally with hundreds of public and private colleges and with thousands of students and parents to provide affordable and flexible ways to pay for college. For more information call 1-800-634-9308.
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About ASA

American Student Assistance, with more than three decades of experience, continues to help students finance higher education. As a national guarantor we work with over 1,200 schools and 300 lenders to insure educational funds for now and in the future.

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